Plaid API Versions

Plaid API Versions: the current version, recent changes and deprecations, from Plaid’s own docs.

Current version: 2020-09-14
Released: September 14, 2020
How versioning works: Date-based versions only for breaking changes to GA products, defaulted per account in the Dashboard and overridable per request with the Plaid-Version header; beta APIs can break without versioning on 30 days notice.

The current Plaid API version is 2020-09-14, released September 14, 2020. Plaid uses date-based versions only for breaking changes to generally available products, set per account in the Dashboard and overridable per request with the Plaid-Version header. October 11, 2026 was Plaid’s announced effective date for splitting the home equity and commercial account subtypes.

How versioning works. Date-based versions only for breaking changes to GA products, defaulted per account in the Dashboard and overridable per request with the Plaid-Version header; beta APIs can break without versioning on 30 days notice.

Coming up.

August 20, 2027: Deadline for Cash Flow Updates customers to migrate to CRA Servicing.

Questions

What is the latest Plaid API version?

2020-09-14, released September 14, 2020.

What was the latest breaking change or deprecation?

October 11, 2026: announced effective date for splitting the home equity and commercial account subtypes into home equity (HELOCs), home equity loan, commercial (loans) and commercial line of credit.

Compare providers in the payment API changelog tracker.

Provider: Plaid
Recent changes: Date Version Type Change
October 11, 2026 Breaking change Announced effective date for splitting the home equity and commercial account subtypes; home equity loans and commercial lines of credit move to new subtypes.
October 6, 2026 Breaking change Announced (postponed) date for omitting limited-purpose checking accounts from Link by default for existing institutions (opt-in available).
September 24, 2026 New version Adds Institution.connection_availability; iOS SDK 7.2.0 blocks Safari Web Inspector on production Link sessions.
September 11, 2026 Breaking change Removed never-returned account subtypes installment and charge card; announced split of home equity and commercial subtypes effective 2026-10-11.
September 3, 2026 Deprecation Cash Flow Updates deprecated in favour of CRA Servicing (migrate by 2027-08-20); stock distribution investment subtype deprecated.
August 17, 2026 Breaking change Postponed default omission of limited-purpose checking accounts from Link for existing institutions to 2026-10-06.
August 12, 2026 Deprecation iOS SDK 7.0.5 deprecates PlaidLinkView and PlaidLinkUIViewControllerRepresentable in favour of PlaidLinkSheet.
August 12, 2026 New version Adds apy on accounts, merchant_category_code on transactions, /sandbox/user/fire_webhook.
Upcoming retirements: Date Change
August 20, 2027 Deadline for Cash Flow Updates customers to migrate to CRA Servicing.
Official changelog: plaid.com
Versioning docs: plaid.com
Sources: Source Link
Plaid changelog https://plaid.com/docs/changelog/
Latest listed API version https://plaid.com/docs/api/versioning/
Last checked: October 19, 2026

Date	Type	Change
October 11, 2026	Breaking change	Announced effective date for splitting the home equity and commercial account subtypes; home equity loans and commercial lines of credit move to new subtypes.
October 6, 2026	Breaking change	Announced (postponed) date for omitting limited-purpose checking accounts from Link by default for existing institutions (opt-in available).
September 24, 2026	New version	Adds Institution.connection_availability; iOS SDK 7.2.0 blocks Safari Web Inspector on production Link sessions.
September 11, 2026	Breaking change	Removed never-returned account subtypes installment and charge card; announced split of home equity and commercial subtypes effective 2026-10-11.
September 3, 2026	Deprecation	Cash Flow Updates deprecated in favour of CRA Servicing (migrate by 2027-08-20); stock distribution investment subtype deprecated.
August 17, 2026	Breaking change	Postponed default omission of limited-purpose checking accounts from Link for existing institutions to 2026-10-06.
August 12, 2026	Deprecation	iOS SDK 7.0.5 deprecates PlaidLinkView and PlaidLinkUIViewControllerRepresentable in favour of PlaidLinkSheet.
August 12, 2026	New version	Adds apy on accounts, merchant_category_code on transactions, /sandbox/user/fire_webhook.

Date	Change
August 20, 2027	Deadline for Cash Flow Updates customers to migrate to CRA Servicing.

Source	Link
Plaid changelog	https://plaid.com/docs/changelog/
Latest listed API version	https://plaid.com/docs/api/versioning/

Source: each provider’s own changelog, API documentation and support pages, linked on each record. NY Presswire is not affiliated with these providers.