Plaid API Versions

Plaid API Versions: the current version, recent changes and deprecations, from Plaid’s own docs.

Current version: 2020-09-14
Released: September 14, 2020
How versioning works: Date-based versions only for breaking changes to GA products, defaulted per account in the Dashboard and overridable per request with the Plaid-Version header; beta APIs can break without versioning on 30 days notice.

The current Plaid API version is 2020-09-14, released September 14, 2020.

How versioning works. Date-based versions only for breaking changes to GA products, defaulted per account in the Dashboard and overridable per request with the Plaid-Version header; beta APIs can break without versioning on 30 days notice.

Coming up.

October 6, 2026: Limited-purpose checking accounts omitted from Link by default for existing institutions (opt-in available).
October 11, 2026: home equity and commercial account subtypes split; new home equity loan and commercial line of credit subtypes.
August 20, 2027: Deadline for Cash Flow Updates customers to migrate to CRA Servicing.

Questions

What is the latest Plaid API version?

2020-09-14, released September 14, 2020.

What was the latest breaking change or deprecation?

September 11, 2026: Removed never-returned account subtypes installment and charge card; announced split of home equity and commercial subtypes effective 2026-10-11.

Compare providers in the payment API changelog tracker.

Provider: Plaid
Recent changes: Date Version Type Change
September 24, 2026 New version Adds Institution.connection_availability; iOS SDK 7.2.0 blocks Safari Web Inspector on production Link sessions.
September 11, 2026 Breaking change Removed never-returned account subtypes installment and charge card; announced split of home equity and commercial subtypes effective 2026-10-11.
September 3, 2026 Deprecation Cash Flow Updates deprecated in favour of CRA Servicing (migrate by 2027-08-20); stock distribution investment subtype deprecated.
August 17, 2026 Breaking change Postponed default omission of limited-purpose checking accounts from Link for existing institutions to 2026-10-06.
August 12, 2026 Deprecation iOS SDK 7.0.5 deprecates PlaidLinkView and PlaidLinkUIViewControllerRepresentable in favour of PlaidLinkSheet.
August 12, 2026 New version Adds apy on accounts, merchant_category_code on transactions, /sandbox/user/fire_webhook.
Upcoming retirements: Date Change
October 6, 2026 Limited-purpose checking accounts omitted from Link by default for existing institutions (opt-in available).
October 11, 2026 home equity and commercial account subtypes split; new home equity loan and commercial line of credit subtypes.
August 20, 2027 Deadline for Cash Flow Updates customers to migrate to CRA Servicing.
Official changelog: plaid.com
Versioning docs: plaid.com
Sources: Source Link
Plaid changelog https://plaid.com/docs/changelog/
Latest listed API version https://plaid.com/docs/api/versioning/
Last checked: September 30, 2026

Date	Type	Change
September 24, 2026	New version	Adds Institution.connection_availability; iOS SDK 7.2.0 blocks Safari Web Inspector on production Link sessions.
September 11, 2026	Breaking change	Removed never-returned account subtypes installment and charge card; announced split of home equity and commercial subtypes effective 2026-10-11.
September 3, 2026	Deprecation	Cash Flow Updates deprecated in favour of CRA Servicing (migrate by 2027-08-20); stock distribution investment subtype deprecated.
August 17, 2026	Breaking change	Postponed default omission of limited-purpose checking accounts from Link for existing institutions to 2026-10-06.
August 12, 2026	Deprecation	iOS SDK 7.0.5 deprecates PlaidLinkView and PlaidLinkUIViewControllerRepresentable in favour of PlaidLinkSheet.
August 12, 2026	New version	Adds apy on accounts, merchant_category_code on transactions, /sandbox/user/fire_webhook.

Date	Change
October 6, 2026	Limited-purpose checking accounts omitted from Link by default for existing institutions (opt-in available).
October 11, 2026	home equity and commercial account subtypes split; new home equity loan and commercial line of credit subtypes.
August 20, 2027	Deadline for Cash Flow Updates customers to migrate to CRA Servicing.

Source	Link
Plaid changelog	https://plaid.com/docs/changelog/
Latest listed API version	https://plaid.com/docs/api/versioning/

Source: each provider’s own changelog, API documentation and support pages, linked on each record. NY Presswire is not affiliated with these providers.