Technology. Money. Explained.

Clear explanations of AI, payments, digital assets, and the technology they rely on.

The longread

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A hand above a payment approval switch, connected through a green gate beside an invoice.

AI agents · Sep 26

Before an AI Agent Makes a Payment: Permissions, Limits and Approval

An agent can prepare a payment. Separate controls must decide whether it is allowed to send it.

Explore the systems

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Diagram of a card checkout passing an issuer check, with 3D Secure results split into two groups: authenticated and attempt_acknowledged move fraud liability to the issuer; exempted, data_share_only, failed and merchant-initiated payments leave it with the merchant.

Payment APIs · Nov 12

3D Secure Liability Shift: Which API Result Covers You

Which 3DS results in Stripe, Adyen and Braintree move fraud chargebacks to the issuer, and which leave them with you.

Chat window where a user asks "Am I talking to a bot?" and the assistant answers that it is AI, beside two cards for Utah Code 13-77-103: any supplier discloses when clearly asked; licensed professionals in high-risk interactions disclose at the start.

Utah · Nov 11

Utah AI Disclosure Law: What Fintech Chatbots Must Say

When Utah's Chapter 77 makes a chatbot say it is AI, which fintech products it misses and what the safe harbor needs.

Grid of 59 squares, one per bank: 4 tightened, 54 unchanged and 1 eased C&I loan standards for small firms in the October 2026 Senior Loan Officer Opinion Survey, a net 5.1 percent.

Federal Reserve · Nov 10

Senior Loan Officer Opinion Survey: How to Read It

How the Fed's SLOOS turns bank answers into net percentages, worked through the October 2026 survey.

Follow the connections

A payment is more than a button. It depends on permissions, institutions, software, and the route to a recipient. NY Presswire follows those connections across AI, Fintech, Crypto, and Tech.

Our explainers start with a concrete question and follow it through primary sources. Analysis examines the choices behind a system, while longreads give complex subjects room for the details that change a decision. Read the sources, follow the related guides, and send a question when something needs a closer look.

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