Technology. Money. Explained.

Clear explanations of AI, payments, digital assets, and the technology they rely on.

The longread

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A hand above a payment approval switch, connected through a green gate beside an invoice.

AI agents · Sep 26

Before an AI Agent Makes a Payment: Permissions, Limits and Approval

An agent can prepare a payment. Separate controls must decide whether it is allowed to send it.

Explore the systems

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Three ISO 20022 message families: pain for initiation, pacs for clearing and settlement, and camt for cash management.

Payment APIs · Oct 24

ISO 20022 Messages Explained: pain, pacs and camt

Read pain, pacs and camt by their business jobs, then check the rail's version and implementation rules.

Illustration of a bank support chat in which a customer says they did not make a charge, with two outcomes: the message is recognized as a notice of error and a case opens with the Regulation E investigation clock, or the bot misses it and the customer is stuck in a loop with no human

chatbots · Oct 24

CFPB on Chatbots in Consumer Finance: What It Means for AI Support

What the CFPB's chatbot report found and how its dispute and human-help concerns apply to AI support.

Timeline of a card dispute in a payment integration: the dispute webhook arrives, the case is mapped to the order by dispute ID, evidence is staged, and the defense is submitted once, with a note that merchants usually have 7 to 21 days to respond

chargebacks · Oct 24

Chargeback API Disputes: Webhooks, Evidence and Deadlines

How Stripe and Adyen report card disputes, stage evidence and take a one-shot defense before the deadline.

Follow the connections

A payment is more than a button. It depends on permissions, institutions, software, and the route to a recipient. NY Presswire follows those connections across AI, Fintech, Crypto, and Tech.

Our explainers start with a concrete question and follow it through primary sources. Analysis examines the choices behind a system, while longreads give complex subjects room for the details that change a decision. Read the sources, follow the related guides, and send a question when something needs a closer look.

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